This determines how we help you plan for retirement.
First – The portfolio must fit you, and the fact that you’re retiring need not change it. Most importantly, retirement does not mean your portfolio must become conservative. It can carry risk with which you are comfortable.
Next – The most important aspect of your retirement plan is how much can be distributed from your portfolio to you each year. We determine that with an inequality:
Expected Return > Annual Distribution + Inflation Rate
If your portfolio’s expected return is 9% and inflation is running at 3%, you can take a bit less than a 6% annual distribution. And that distribution has the potential to maintain its purchasing power over the years, because your portfolio can grow and maintain its purchasing power.
We further recognize that many international clients approach retirement differently than U.S. residents. We are keenly aware of the special concerns and opportunities these international clients face and are well-experienced in building successful plans for them.
Unique Ideas For Unique Situations
Small to medium-sized, highly profitable businesses may take advantage of unusual investment opportunities that are especially advantageous for highly compensated principals. John Hennessy brings his special expertise on plan types and investment vehicles, including life insurance plans, to create attractive retirement strategies.